Land Transfer Tax and Cash to Close

Every line item on an Ottawa purchase.

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Ottawa & Eastern Ontario

Ontario land transfer tax, the first-time buyer rebate, the non-resident tax, default insurance and the eight percent Ontario sales tax nobody warns you about, added up into the one number that matters: the cheque you bring to closing.

The purchase
Professional costs
New construction
HST treatment differs on new builds, and the rebate an investor claims is not the one an occupant claims. We handle that separately on a live file.

Estimates for planning. Land transfer tax, rebates and insurance premiums are calculated and collected by your lawyer and lender on the actual transaction. Ottawa has no municipal land transfer tax; the Toronto line is shown for comparison at provincial-equivalent rates and does not model that city's high-value tiers.

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